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KEYWORD "House Purchase" - 100 RESULTS
Mortgage lenders forecast rising supply and demand

Lenders are predicting a busy quarter for supply and demand of mortgages. The Bank of England’s latest Credit Conditions Survey showed lenders...

12 April 2024

From: Breaking News

Blip or trend? House prices fell in March

House prices dipped on a monthly basis during March but annual growth improved, Nationwide data shows. The latest Nationwide House Price Index...

03 April 2024

From: Breaking News

Mortgage approvals hit 17-month high

Mortgage approvals rose for the sixth consecutive month in February and are at the highest level since September 2022, Bank of...

03 April 2024

From: Breaking News

Material Information Guidance - A Critical View

In the first of a short series of articles, David Beaumont, managing director of Compliance Matters, casts a professional eye over...

23 March 2024

From: Features

The impact of abolishing Multiple Dwellings Relief on Housing

Today, I am reflecting on the Chancellor’s surprise Spring budget decision to abolish multiple dwellings relief for Stamp Duty Land Tax...

16 March 2024

From: Features

Are Leaseholds Becoming The Best Option for First-Time Buyers?

Dave Sayce, Founder and Managing Director of Compare My Move, reflects on the legal changes that will make leasehold purchase more...

24 February 2024

From: Features

Cohabiting as a couple - what happens to the house if we split?

There are several pros to cohabitation, and it’s always a wonderful experience when you’re handed your set of keys as a...

03 February 2024

From: Features

Mortgage lending to remain weak in 2024

Mortgage lenders are expecting a quieter year for home loans in 2024. Forecasts from banking trade body UK Finance suggest lending for...

28 December 2023

From: Breaking News

Mortgage approvals hit three-month high but buyer caution remains

The number of mortgage approvals for house purchase has hit a three-month high, Bank of England data shows. Figures from the Bank...

30 November 2023

From: Breaking News

Why property firms should prioritise open banking in 2024

SmartSearch looks at the importance of incorporating Source of Funds checks into KYC processes It is no secret that the UK property...

29 November 2023

From: Features

Property Natter - I feel the need. The need for speed-ier house purchases

It was actor Charlies Sheen who said: ‘I have one speed. I have one gear. Go!’ The same might not be said...

25 November 2023

From: Features

Mortgage approvals hit eight-month low

The number of mortgage approvals for home purchase hit an eight-month low during September, Bank of England data shows. Mortgage data from...

31 October 2023

From: Breaking News

Mortgage rates set to drop but lenders expect lower levels of demand

Mortgage lenders are braced for a slower market over the rest of the year. The latest Bank of England Credit Conditions Survey...

13 October 2023

From: Breaking News

Housing Market Weak but cautious optimism from analysts

UK housing market activity "remains weak" according to the Nationwide. Its latest house price index shows that prices declined 5.3 per cent...

03 October 2023

From: Breaking News

Property Natter - Oh brother, where art thou?

I sometimes wonder just how far our national obsession with buying our own homes will stretch. First-time buyers are prepared to save...

02 September 2023

From: Features

Mortgage approvals rise but buyers remain cautious

The number of mortgage approvals edged up for a second month in a row during June but remains below 2022’s monthly...

01 August 2023

From: Breaking News

Upfront information – help us bring down the barriers

Barriers to entry are a big concern for any sector, particularly those who need a greater number of technology innovations to...

06 July 2023

From: Breaking News

Mortgage lending returns to pandemic levels in new house price threat

The value of mortgage lending has slumped to its lowest level since the second quarter of 2020, Bank of England data...

14 June 2023

From: Breaking News

Housing market ‘freezes’ as it hits the summer months

The property market appears to have stalled in April and May, with official data showing a dip in house prices and...

02 June 2023

From: Breaking News

Mini-Budget fallout ‘fading’ as Nationwide reveals monthly house price gains

The impact of last year’s mini-Budget on the property market are “fading,” agents have claimed after the latest Nationwide housing data...

03 May 2023

From: Breaking News

Upfront information is here and now - digital conveyancing is next!

Last week was the first ever National Conveyancing Week, which I hope registered with agents and perhaps you even took up...

08 April 2023

From: Features

House prices hit by largest annual decline since 2009

Average UK house prices were hit by the largest annual decline since July 2009 last month. Nationwide’s latest House Price Index suggests...

03 April 2023

From: Breaking News

Buyers opt for longer-term home loans amid affordability concerns

Increasing numbers of property buyers are now taking out mortgages with terms of more than 30 years, new figures show. The latest...

08 December 2022

From: Breaking News

Conveyancers - why preparing for the worst is a wise move

A report earlier this month warned that conveyancing firms should stress test their businesses for a sharp decline in work volumes. These businesses...

03 December 2022

From: Features

Mortgage broker writes-off Boomin investment

The Mortgage Advice Bureau (MAB) has written off its investment in collapsed challenger portal Boomin. The broker entered a strategic relationship with,...

01 December 2022

From: Breaking News

‘This is not Armageddon:’ Agents react to drop in mortgage approvals

New mortgage lending data from the Bank of England has indicated a slowdown in property market activity during October but agents...

30 November 2022

From: Breaking News

Signs of a housing slump? Mortgage approvals fell 10% in September

The Bank of England has prompted new warnings of a housing market slowdown after revealing a ‘significant decrease’ in mortgage approvals...

01 November 2022

From: Breaking News

Phil Spencer - reasons why buying and selling makes sense right now

Let’s be completely honest - as challenges go, estate agents are up against it trying to persuade reluctant vendors to take...

06 October 2022

From: Breaking News

House price growth slows to 17-month low

Annual house price growth slowed to single digits in September and was flat on a monthly basis, Nationwide figures show. The lender’s...

03 October 2022

From: Breaking News

Agents still positive as Nationwide warns housing market has lost momentum

House price growth slowed in August but remains in double digits, Nationwide figures have revealed. The lender’s August House Price Index shows...

02 September 2022

From: Breaking News

How tech can lead the way in speeding up the home buying and selling process

I am somewhat disappointed, yet not surprised, when I see the headlines ‘blaming’ various fractions of a property transaction as the...

24 August 2022

From: Breaking News

Buyers in Scotland ‘unfairly paying’ higher property taxes 

Fewer than 20% of Scots homeowners paid more than 83% of all house purchase tax north of the border, according to...

22 August 2022

From: Breaking News

Tech and innovation can help tackle the challenges conveyancing faces

The current challenges facing the conveyancing sector have put the industry in the spotlight. Here, property expert Colum Smith, Chief Vision...

16 July 2022

From: Features

Property Redress Scheme unveils plans for new advisory panel

The Property Redress Scheme (PRS) is putting together an advisory panel to improve governance, accountability and sector representation when formulating policies. It...

12 July 2022

From: Breaking News

‘Dash for property over’ as price growth slows - Nationwide

House price growth slowed in June but remains in double figures, Nationwide data shows. The latest Nationwide House Price Index shows property...

01 July 2022

From: Breaking News

House price growth returns to double digits 'but not for long'

Annual house price growth figures returned to double digits in April but there are warnings that this could be as good...

23 June 2022

From: Breaking News

Agents - it's time to get clever with property tech

Estate agents use property technology each and every day for residential property transactions, but is there more they can do with...

28 May 2022

From: Features

Mortgage data suggests buyer demand is waning - claim

A property lender claims to have identified signs that the property market is slowing. Analysis of Bank of England mortgage approval data...

17 May 2022

From: Breaking News

Insight - is it Time to Stamp Out SDLT?

Stamp Duty Land Tax (SDLT) has long been the bugbear of many property transactions. Even the very wealthy will lose interest...

07 May 2022

From: Features

Buyer demand 'waning' ahead of interest rate decision

The property market could be set for further upheaval when the Bank of England makes its latest interest rate decision today. The...

05 May 2022

From: Breaking News

Going Green - buyers demand more eco features in their next home

Buyers are focusing increasingly on green fixtures and fittings according to a new study. Insurance firm Aviva says the most in-demand features...

31 March 2022

From: Breaking News

Property Natter – meet the blockchain network quietly taking agency by storm

Until a few years ago, you would have been forgiven for not knowing who or what Coadjute was. But the company, founded...

26 February 2022

From: Features

House prices rising £500 a week - how long can this last?

The level of house price growth is at a 17 year high at 11.2 per cent according to the Nationwide. The annual...

02 February 2022

From: Breaking News

Stamp duty rebates for buyers of homes with good EPCs - call

A stamp duty cut would provide a long-term to improve energy efficiency on homes, the Chancellor has been told by an...

31 January 2022

From: Breaking News

New Normal means fewer house sales and less lending

Mortgage lenders serving the housing market are set for a quieter 2022 after the unprecedented levels of activity seen in 2021,...

11 January 2022

From: Breaking News

Big surge in first time buyers - but it won’t last…

For the first time since before the global financial crisis of 2008, the number of first-time buyers is estimated to have...

06 January 2022

From: Breaking News

First figures of 2022 show housing market returning to normal

The latest figures for mortgage approvals show demand as being relatively unchanged - a development welcomed by agents. House purchase mortgage approvals...

05 January 2022

From: Breaking News

Omicron set to hit viewings and housing market in 2022

The surge in Omicron cases and possible future restrictions are set to hit the housing market in 2022 - and may...

04 January 2022

From: Breaking News

It’s a record: House prices end 2021 on a high

House prices in the UK have ended the year of yet another record high. The Nationwide says annual house price growth increased...

31 December 2021

From: Breaking News

Mortgage borrowing set to slow after record year

Lenders’ umbrella group UK Finance has given its housing and mortgage market forecasts for 2022 and 2023 together, plus a year-end report for 2021. It estimates...

15 December 2021

From: Breaking News

Fake conveyancers diverting purchase funds into fraudsters’ wallets

Buyers are being warned about scams conning people out of hundreds of thousands of pounds. The Law Society of England and Wales...

25 October 2021

From: Breaking News

Mortgage lending hit record highs before stamp duty holiday ended

The value of mortgage lending hit a record high in the final months of the stamp duty holiday. Figures from the Bank...

15 September 2021

From: Breaking News

Scrap Stamp Duty! Think tank says it worsens affordability

A highly influential think tank says stamp duty should be scrapped for all house purchases once and for all. Alexander Hammond of...

17 August 2021

From: Breaking News

High value house purchases behind market frenzy says Nationwide

Annual house price growth remains above 10 per cent despite a small monthly dip in July according to the Nationwide. A 0.5...

29 July 2021

From: Breaking News

Revealed - the reasons why most fall throughs happen…

The leading reason for property sales falling through is gazumping, according to new research from Comparethemarket. Over the past year, nearly two-fifths of...

01 July 2021

From: Breaking News

SDLT not a problem for most first time buyers even as holiday ends

Some 80 per cent of the property market will remain free of stamp duty for first-time buyers, even after the current...

20 April 2021

From: Breaking News

First time buying cheaper than renting - if you have the deposit

First time buyers are now saving more than £800 a year in comparison with tenants, new analysis suggests.  The Halifax says the...

06 April 2021

From: Breaking News

End of stamp duty holiday leads to drop in mortgage approvals

Mortgage approvals declined slightly in January as the market braces itself for the end of the stamp duty holiday - currently...

02 March 2021

From: Breaking News

Stamp Duty Holiday extension agreed -  but is it a new cliff edge?

Chancellor Rishi Sunak will extend the stamp duty holiday deadline until the end of June - a three month extension. The lead...

24 February 2021

From: Breaking News

Stamp Duty Offset Mortgage launched for borrowers who miss deadline

A mortgage has been launched targeting borrowers who believe they are unlikely to complete their purchase before the stamp duty holiday’s...

05 February 2021

From: Breaking News

Stamp Duty Holiday still providing big boost for housing market

Mortgage approvals decreased slightly in December but remain well above pre-Covid levels thanks to the continuing incentive of the stamp duty...

02 February 2021

From: Breaking News

What leaving the EU means for anti-money laundering legislation

The coronavirus pandemic has somewhat eclipsed Brexit this year – which is no mean feat. Cast your mind back to pre-Covid...

12 December 2020

From: Features

Housing market defies gravity as prices now hit five year high

Annual house price inflation is now running at 6.5 per cent according to the latest Nationwide index after a 0.9 per...

02 December 2020

From: Breaking News

Boom still not over as mortgage approvals hit 13-year high

The housing market may be slowing as we enter December but the latest snapshot suggests there’s still momentum with mortgage approvals...

01 December 2020

From: Breaking News

Keeping the market moving is vital for more than just the economy

Tenants, landlords, agents, and house buyers all breathed a sigh of relief on Halloween when the government announced that home moves...

21 November 2020

From: Features

Purplebricks’ big new idea - meditation for movers

Purplebricks is the first estate agency in the country to launch a meditation service to ease “the emotional rollercoaster felt by...

22 October 2020

From: Breaking News

There may be trouble ahead…Mortgage lending to get tougher

A Bank of England survey suggests it may be more difficult for prospective buyers to get a mortgage later this year. In...

16 October 2020

From: Breaking News

Sales boom goes on and agents see no end in sight

Agents have universally welcomed new Nationwide data showing annual price growth picked up to 5.0 per cent last month - the highest rate...

01 October 2020

From: Breaking News

Crisis? What crisis? Mortgage lending hits 13 year high

Mortgage approvals for house purchases have soared to a 13 year high according to Bank of England figures up to the...

30 September 2020

From: Breaking News

Furloughed mortgage and surveyor staff delay transactions - claim

A specialist property lender says transactions are being delayed by key staff being furloughed. Gareth Lewis, commercial director of property lender MT...

02 September 2020

From: Breaking News

Property Natter - what happened when big lenders had their own estate agencies?

All my recent Natters have been focused on one particular topic, the coronavirus crisis, for obvious reasons. But there has been...

23 May 2020

From: Features

Mortgage offers likely to be extended up to three months

Two financial trade bodies say most mortgage providers will give customers who have exchanged contracts the option to extend their mortgage...

30 March 2020

From: Breaking News

Agents Beware: definitive government guidance on buying and selling

The government has at last issued extensive advice on home moving and the activities of estate agents during the continuing Coronavirus crisis. This...

27 March 2020

From: Breaking News

Four-year high for mortgage approvals in pre-virus period

Mortgage lenders approved the highest number of loans for house purchase in nearly four years in January, according to Bank of...

03 March 2020

From: Breaking News

Conveyancers told to probe deeply into flood risks of homes on sale

The Law Society is telling prospective house purchasers to probe flood risks in the light of a new practice note it...

07 February 2020

From: Breaking News

Owners’ Logbooks essential for easier house-buying, say conveyancers

Logbooks about properties must be made available up-front at the point of marketing and not later in the buying process if...

28 January 2020

From: Breaking News

Agents upbeat at prospects for improved market in 2020

Annual UK house price growth exceeded one per cent for the first time in 12 months in December according to the...

06 January 2020

From: Breaking News

Agents warn of market stagnation until Election and Brexit fog clears

Agents have interpreted the latest house price figures as evidence that the market is in limbo waiting for the Brexit -...

30 October 2019

From: Breaking News

Reservation Agreements: more details emerge of New Year trial

The Ministry of Housing, Communities and Local Government has given more details of the trial of reservation agreements likely to take...

21 October 2019

From: Breaking News

UK house price growth 'grinds to a halt' as uncertainty goes on

House price growth in the UK 'ground to a halt' last month, according to the latest Nationwide figures. The lender's house price...

02 October 2019

From: Breaking News

Agents Do Charity - come rain, come sunshine, come storm

A distinctly autumnal storm seems to be gripping the UK for the early part of the weekend but as ever, nothing...

09 August 2019

From: Breaking News

Brexit and stamp duty uncertainties hitting the market, say agents

Seemingly-endless uncertainty over Brexit and now speculation over whether there will be an easing of stamp duty on transactions is making...

01 August 2019

From: Breaking News

The market’s in good shape, new mortgage figures suggest

Data from UK Finance, which represents most of the country’s lenders, shows that gross mortgage lending across the residential market in...

25 July 2019

From: Breaking News

PropTech Today: UK government is beginning to take PropTech seriously

I feel I am in a fortunate position. I have been central to the PropTech movement for a number of years,...

24 July 2019

From: Breaking News

Price falls ahead for overheated London and south east - warning

Online estate agency Yopa is warning of price falls ahead in London and south east England - although price rises elsewhere...

17 July 2019

From: Breaking News

Silver lining for housing market as first time buyer numbers rise

There’s a silver lining to another set of stodgy housing market figures - at least one sector, for those buying their...

02 May 2019

From: Breaking News

Buyers 'should retain funds if homes are dirty on completion' lawyer says

A lawyer appears to be suggesting that ‘clean and tidy’ clauses be inserted into house purchase deals, allowing buyers to retain...

29 April 2019

From: Breaking News

Number of movers now only half the level before financial crisis

The number of movers has declined by around 50 per cent since the halcyon days of 2006, before the global financial...

20 February 2019

From: Breaking News

Mortgage approvals now more than 30% down on long-term norms

The latest Bank of England mortgage figures suggest that approvals for home buyers are running at more than a fifth below...

08 January 2019

From: Breaking News

Sellers take a reality check says agent after lending rises

Mainstream bank lending for house purchases grew by 3.6 per cent in October compared to the same month last year. However the...

27 November 2018

From: Breaking News

Revealed: ages, incomes and purchase plans for buyers with mortgages

New figures from the Mortgage Advice Bureau give an insight into the changing demographics of home buyers and buy to let...

30 October 2018

From: Breaking News

Agents want Budget to help remedy slump in mortgage approvals

Mortgage approvals fell again in September - this means that every month of 2018 so far has seen a drop against...

25 October 2018

From: Breaking News

Property Natter: are we on the verge of a cashless, paperless society?

Out and about recently, I got to thinking: how often do I actually have the call for cash anymore? Or, for...

25 August 2018

From: Features

Top economists still pessimistic about housing market fortunes

The EY ITEM Club, regarded as one of the most influential groups of economists in the UK, says it’s still “dubious”...

09 August 2018

From: Breaking News

MP criticises rip off quick buy firms using cowboy tactics

A Labour MP has used Parliamentary privilege to name a quick buy company and to make accusations about its practices. During Prime...

20 July 2018

From: Breaking News

'Buyers sitting on their hands' as mortgages for purchase fall again

Total mortgage approvals by the main High Street banks increased three per cent in May over the same month last year...

27 June 2018

From: Breaking News

More gloom and doom: economists say market won't improve this year

The housing market “is clearly currently struggling to gain traction” and any real upturn ”will remain elusive over the coming months”...

20 June 2018

From: Breaking News

Agents voice concern as lending slump points to possible slow market

Fewer mortgages were approved for home buyers last month than in the same month a year ago according to figures from...

27 April 2018

From: Breaking News

LSL estate agency group warns transactions set to drop in 'soft' market

LSL Property Services has issued a warning that market conditions are softer than expected so far in 2018 and that transaction...

26 April 2018

From: Breaking News

First time buyer numbers still 11% below pre-recession levels

The proportion of first time buyers in the market is still 11 per cent below the level seen before the 2008...

11 April 2018

From: Breaking News

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